What is the income level for a joint return to avoid IRMM penalty for 2024?

[DoninGA]

Go to this website for information - https://www.healthcareretirementplanner.com/2023/07/10/irmaa-2024/

[Mike9241]

The Medicare income-related monthly adjustment amount, or IRMAA, is a surcharge on Medicare premiums for Medicare Part B (medical insurance) and Part D prescription drug plans. It applies only to Medicare beneficiaries who have a modified adjusted gross income above $206,000 in 2024 for a joint return. If your earnings are below this threshold, IRMAA doesn't apply to you.

How is the Medicare IRMAA calculated?
The Medicare IRMAA for Part B and Part D is based on your income and is calculated on a sliding scale. When calculating whether IRMAA charges apply to you, Medicare uses the adjusted gross income amount you reported on your IRS tax return from two years prior to the current year.

[dmertz · Accepted solution]

Also see "Who pays a higher Part B premium because of income"

https://www.medicare.gov/basics/costs/medicare-costs

Your 2024 IRMAA is based on your 2022 income.  If you are already participating in Medicare Part B, you should already have received from Medicare a notice indicating your 2024 Medicare costs.