TurboTax will not let me "Transmit Returns Now"

[iwisaac2500]

When I click on "Transmit Returns Now", it takes me to "Check This Entry" for the question about a high-deductible health plan. I am trying to say that my family had a high-deductible health plan, but I also need to put the fact that I was only on my family's health plan from January-July in 2021 and had my own health plan for the rest of the year. It will not let me select the correct checkboxes. The only way that it will not say there are any errors is if I put that I had Medicare for the whole year, which is not true. Please help!

[iwisaac2500]

Update: I also realized that my family and I BOTH had high-deductible health plans in 2021. Could this be the problem? That TurboTax does not account for this possibility?

[Cynthiad66]

TurboTax has to ask that question because of a very complicated rule called the "last-month rule." If you contributed to an HSA in 2021, and you had an HDHP on December 1, 2021, but not for the entire year, under certain circumstances you might have to report additional income on your 2021 tax return.

For some reason, sounds like TurboTax is interpreting the switch in coverage as a break in coverage.  It is important that you had coverage on December 31 of 2021.

Try showing that you were simply covered on December 31 without showing the switch in coverage which is not translating accurately.

@iwisaac2500