TurboTax has to ask that question because of a very complicated rule called the "last-month rule." If you contributed to an HSA in 2021, and you had an HDHP on December 1, 2021, but not for the entire year, under certain circumstances you might have to report additional income on your 2021 tax return.
For some reason, sounds like TurboTax is interpreting the switch in coverage as a break in coverage. It is important that you had coverage on December 31 of 2021.
Try showing that you were simply covered on December 31 without showing the switch in coverage which is not translating accurately.
@iwisaac2500
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