TT indicates IRA contribution can be made to save taxes, but then does not apply it

[Mitzy20]

I entered all information in the different sections and got to the retirement calculator section. It told me both my husband and I qualified to contribute $8,000 each to a traditional IRA and doing so would change the amount due to a refund.  When I continued through the process and entered the $8000 in the input fields, indicating we would be contributing by April 15, it did not change the tax due to the refund it had previously indicated. Why would TT indicate a refund was possible if  a contribution to an IRA was made, then not apply it?

Note we have not made any prior IRA contributions for tax year 2024. I retired in November 2024 and  contributed to a 401K employer plan that year. 

[MayaD]

TurboTax recommends a contribution, however, how much you can deduct for IRA contributions is based on your MAGI, filing status, and whether you and your spouse have a workplace savings plan.

Retirement plan at work: Your deduction may be limited if you (or your spouse, if you are married) are covered by a retirement plan at work and your income exceeds certain levels.

IRA deduction limits