Per the IRS, your bank account information is obtained from the most recently filed tax return or information entered in Get My Payment. You cannot change your account information.
However, If the account was closed or no longer active (or does not have your name on it), then the bank is required to return the deposit. Your payment will be issued as a check to the address that the IRS has on file for you. This is generally the address on your most recent tax return or as updated through the United States Postal Service (USPS).
Questions and Answers about the Third Economic Impact Payment — Topic G: Receiving My Payment
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"