Shouldn't TurboTax be asking me if my loan is a re-finance? I'm not finding any place to check that off and I believe it matters.

[LisaBr · Accepted solution]

When entering the 1098 for your mortgage interest, it does not matter to the IRS if this is a refinance of your original loan.  The IRS allows for mortgage interest deductions and that is all that is necessary to claim the deduction.

The following TurboTax article addresses this issue in detail to be sure you are taking all available deductions:

https://turbotax.intuit.com/tax-tips/home-ownership/mortgage-refinance-tax-deductions/L2fzA7hg5