Issues with 8915-F

[Jlhchic]

Part 1 on Form 8915-F doesn’t seem to be getting filled out completely for some reason. I took out a distribution in 2024 and chose to repay over 3 years. I didn’t have issues filing my 2024 taxes but my 2025 tax return got rejected because of this from and after looking at it, I noticed Part 1 numbers 1-7 are blank

[Jlhchic]

Is anyone else experiencing similar issues?

[DaveF1006]

You may need to re-enter the information because it appears that the information in Boxes 1-7 did not populate in your 2025 return. Here are the steps to enter that information.

1. Go to Federal > Wages & Income. 
2. Scroll down to Retirement Plans and Social Security and click Show More.
3. Click Start or Revisit next to IRA, 401(k), Pension Plan Withdrawals (1099-R).
4. Important: Even if you didn't get a new 1099-R for 2025/2026, click through the screens.
5. After the screen that lists your 1099-R entries, click Continue.
6. You will eventually see a screen that asks: "Have you ever taken a disaster distribution before 2025?" (or similar wording about prior years).
7. Select YES.

This is where you fill in Part 1 of the form. The software needs this to stop the IRS rejection:

1. Select the Year: Choose 2024 (the year the disaster began). 
2. The FEMA Number: You must enter the FEMA code (e.g., DR-4769-ST). If you don't have it, you can look it up at FEMA.gov.
3. It will ask for the "Total Distribution" from 2024. Enter the full amount you took out originally.
4.  Ensure you check the box that says you are spreading the income over 3 years.

The IRS system rejects returns when Form 8915-F, Part 1 is blank because it doesn't know which disaster you are claiming the 3-year spread for. By re-entering the FEMA number and declaration date in this specific section, those numbers will finally populate Lines 1–7.

[Jlhchic]

I did that and it still shows that it still needs to be reviewed.  I did an online chat with a TurboTax agent and did the screen sharing and she confirmed I was doing everything right. She also said she was confused and told me to try again in 24 hours because there might be a system error in Turbo Tax. It’s been longer almost a week now and it’s doesn’t seem to updated still.

[Jlhchic]

Also it didn’t ask me for the total distribution amount originally. It ask me for the amount on line 11 from my 2024 tax return which is 1/3 of the qualified disaster distribution

[LeticiaF1]

To fix your return, review information that appears on Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments. For each copy of Form 8915-F in the return, verify that the form has been properly completed. 

If any information appears in part III, Qualified Disaster Distributions From IRAs for the Coronavirus, verify that it has been properly completed. The return cannot be electronically filed if there are negative amounts in Part III.

After making necessary corrections, resubmit this return for electronic filing. If the reject continues, you will need to print and file this return by mail.

@Jlhchic 

[Jlhchic]

I don’t have any negative amounts in Part 3.  Like I said, I did an online chat with another TurboTax expert and she couldn’t figure out the issue.  Is there an issue with this form on TurboTax to where it’s not completely filling out Part 1 of the form.

[MarilynG1 · Accepted solution]

If this is the only error in your return, try skipping the Final Review and go right to Efile after stepping though the 1099-R and follow-up questions again.

@Jlhchic 

[Jlhchic]

Thank you…it was finally accepted even though it kept showing it needs to be reviewed.