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If the account is no longer available, the IRS would send a paper check to the address on record.
Otherwise, filing your tax return will allow you to file for the Rebate Recovery Credit.
To check what payment amount you can expect from the IRS, go to: Get My Payment Link.
I know that already. I've already received a paper check after e filing for the recovery rebate credit. I want to know if I can amend my 2020 taxes to no longer claim the credit? I only claimed the credit due to the fact that at that time the IRS had stated that they were not going to reissue checks that went to wrong or closed accounts and to claim the credit in order to receive the stimulus. It was after I claimed the credit that the IRS backtracked and started reissuing checks. I'm sure I'm not the only one who did this and am hoping to get the correct answer to help others.
The IRS began accepting returns today. We do not know if they are cross stimulus checking before sending refunds. If they catch it, then all is well. If they don't, then you will need to amend.
Once your return is accepted and the finances are settled, you can file an amended return.
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