Permanently disabled early partial ira distribution taxes deducted should all be refunded

[Lexifrise]

I'm 56 years old single no children  totally and permanently disabled since 2012 lost my home so I have no property credits etc I'm living with a family member my only source of income is social security I have federal and state tax taken out of mys social security payments as a precaution and I took out a partial  early distribution from my ira for medical and living expenses and I had taxes deducted from my distribution  I've read that if your disabled your social security is not subject to tax and I've read mixed answers about the early distribution I use the turbo tax free file program and in my opinion there should be some type of instructions you can go to if the questions are unclear to you but there does not seem to be one my question is should I receive all of the tax deducted from my social security and the federal tax I had deducted out of my early distribution refunded.   I've gone thru the free file and I'm getting some of the federal and state tax refunded but not all of it is there something I could be doing wrong in the program?  for the distribution code I used 3 which is disabled but I'm still only getting back around 1/3 of what the tax I had deducted.  I am getting back about the same amount that I did last year when I had the same circumstances I took out a partial distribution and only income is social security and had taxes deducted before I received the payments........another note I'm not able to itemize deductions I fill it all out but the program comes out saying that the 12000 deduction gives me a better refund because my deductions are not high enough.   Thank you for any insight you can provide I cant afford to pay to have my taxes done

[ColeenD3]

If you have an early distribution, you may qualify for an exception. If not, the penalty stands. As you go through the interview, you will encounter the screens to indicate if one is applicable.

Your social security is not taxable if it is your only income. If you do have other income, it may be. In addition, there is a filing requirement. If your (taxable) income is over this amount, you are required to file.

2019 Filing Requirement

• Single: $12,200 if under age 65. $13,850 if 65 and older.
• Married filing jointly: $24,400 if both under 65. ...
• Married filing separately — $5 at any age.
• Qualifying widow(er) with a dependent child: $24,400 if under 65. ...
• Head of household: $18,350 if under 65

A quick way to find out if any of your benefits may be taxable is to add one-half of your Social Security benefits to all your other income, including any tax-exempt interest. Next, compare this total to the base amounts below. If your total is more than the base amount for your filing status, then some of your benefits may be taxable. The three base amounts are:

• $25,000 - for single, head of household, qualifying widow or widower with a dependent child or married individuals filing separately who did not live with their spouse at any time during the year
• $32,000 - for married couples filing jointly
• $0 - for married persons filing separately who lived together at any time during the year

Exceptions to the additional 10% tax apply for early distributions from an IRA that are:

• Made to a beneficiary or estate on account of the IRA owner's death
• Made on account of disability
• Made as part of a series of substantially equal periodic payments for your life (or life expectancy) or the joint lives (or joint life expectancies) of you and your designated beneficiary
• Qualified first-time homebuyer distributions
• Not in excess of your qualified higher education expenses
• Not in excess of certain medical insurance premiums paid while unemployed
• Not in excess of your unreimbursed medical expenses that are more than a certain percentage of your adjusted gross income
• Due to an IRS levy, or
• A qualified reservist distribution

@Lexifrise