Single home owner, employed and have a few 1099 INT , contribute to tIRA/401 workplace retirement acct, & my W2. Always took std deduction ( no med claims or contributions or kids) only pay prop taxes and get a 1099 DIV form with cap gain distributions box 2a, 2b that just reinvest back in the 2 funds. Not sure which product I need.
If I purchase wrong one, then what?
Thanks for any assistance