my 2024 taxable income is less $94k (married filing jointly) and I made $21k long-term capital gain. 0% rate 0% should be applied. Turbo tax is calculating 15% tax on it.

[DianeW777]

Since the overall income is greater than the $94,050 the $21,000 capital gain is taxed at 15%.  Print your forms and review the Qualified dividends and Capital Gains Tax Worksheet for the calculation. You can print your return before filing however you will need to pay for it first.

• Can I print a copy of my return in TurboTax Online before filing?

Net capital gains are taxed at different rates depending on overall taxable income, although some or all net capital gain may be taxed at 0%. For taxable years beginning in 2024, the tax rate on most net capital gain is no higher than 15% for most individuals.
A capital gains rate of 0% applies if your taxable income is less than or equal to:

• $94,050 for married filing jointly and qualifying surviving spouse