Maine Student loan repayment tax credit

[Jtp27277]

Turbotax is showing that Maine student loan repayment tax credit worksheet is available to e-file but anytime I get to that part it will not give the option for it. It lets me chose degree and number of eligible payments made but will not add the $2,500 credit

[AmyC]

If your income is below the minimum allowed, you will not be able to file the credit. The 2023 income is listed as $12,917. There is also a $25,000 maximum lifetime allowance. See SLRTC FAQs. to be sure you qualify. 

[Jtp27277]

I do qualify for it, I make over the minimum income and this is only my 6th year getting it well under the $25,000 limit

[MarilynG1]

If you're using TurboTax Online, close the program, clear your Cache and Cookies and return to the Student Loan Credit section of your Maine State Return.

Since we can't see your return in this forum, you could use the Worksheet provided by Maine Revenue Services to compare to the result showing in TurboTax.  

If you believe TurboTax to be in error, please post here again with details and we'll try to help.

@Jtp27277 

[rb04330]

I'm having the same issue as the original poster here in 2026. Does anyone have insights as to why this is occurring in TurboTax?

[JamesG1]

In the Maine state income tax return, I qualified for the credit at the screen Credit for Student Loan Repayment.

Please review the qualifications for the credit.

Maine Credit for Student Loan Repayment

This Tax Credit is for qualifying Maine residents who are making eligible education loan payments directly to the lender on loans obtained to earn:

 
 * an undergraduate (associate or bachelor's) or graduate degree obtained after 2007 from an accredited college or university;

A qualifying graduate is one who:

 * After graduation, is a Maine resident (as defined by Maine tax law in 36 M.R.S. 5102(5)) during the tax year;
    and,
 * Had earned income of at least $13,712 during the tax year,
    and,
 * Paid eligible student loan repayments directly to the lender.

NOTE: A qualified individual who worked in Maine immediately prior to, or at any point during, the Maine COVID-19 state of emergency is deemed to have worked in Maine for the entire state of emergency.