lump sum retirement income spreading

[jnchiavetta]

can a lump sum retirement payment be spread and if so how many years

[DoninGA]

If you were not born before January 2, 1936 then you are not eligible for the 10 year income averaging for a lump sum payment from a retirement account.  The entire lump sum income will be taxable in the year of distribution.

[jnchiavetta]

How to avoid lump sum retirement taxable immediately. Can I set up a charitable fund?