Is type 1 diabetes considered a disability in a dependent?

johna185 · ‎February 09, 2026

My child is 13 and insulin dependent.

DawnC

No, the label applies to those not able to work which won't apply to your minor-aged dependent. For federal tax purposes in 2026, an individual is generally considered permanently and totally disabled if they meet a specific definition involving their ability to work and the duration of their condition. The IRS generally requires a physician's statement certifying the disability.

The individual must be unable to work or engage in any substantial gainful activity (SGA) due to a physical or mental condition. And a qualified physician must certify that the condition:

Has lasted continuously for at least 12 months.
Is expected to last continuously for at least 12 months.
Or is expected to result in death

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xmasbaby0

Do I get a credit or deduction if my child is disabled?

If your child is older than 12 and you need to pay someone to take care of him while you work, you can say he is disabled and you can still get the childcare credit on your federal return. Or if he is 19 or older you may still be able to claim him as a qualifying child dependent on your federal return.

Aside from those things, there is no federal tax advantage to saying that your child is disabled. Your state tax laws might be different.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**