How do I send the IRS a 1099-INT form that I haven't received?

[kyrtsos89]

The total amount of interest in my savings account was less than $10. Therefore, my bank is not supposed to issue me a 1099-INT. In addition, I had backup withholding (even though I shouldn't but this is a different story that I had to fix with my bank).

I received a 1099-INT from my bank which said "Recipient Copy" and it also said that this information is being furnished to the IRS.

I have read that since I had federal tax withheld, I should attach my 1099-INT form in my tax return. However, I have only one which is my copy.

So what should I send the IRS in this case?
What is the 1099-INT I received since my bank was not supposed to send me one?

[VolvoGirl · Accepted solution]

If you efile you don't have to send the IRS anything.  If you mail your return you can make a copy of the 1099-Int to attach .  Or maybe print out another one from the bank's website.  

The bank doesn't have to send a 1099-Int for less than $10 but you still have to report all your income.  But since they took out withholding they sent you a 1099Int.  You can make a photocopy of it.  

[kyrtsos89]

Thank you for the prompt reply VolvoGirl. I have reported the income. I just wasn't sure if I should send them my copy of 1099-INT because it says that it's the "Recipients Copy". I guess I will just send them that then.

[VolvoGirl]

Be sure to make a copy for yourself.  Are you mailing your return?

[kyrtsos89]

Yes I am using regular mail. I have a copy for myself as well.