If I was assaulted and it was 11000 but MY insurance had to pay plus I owe 375 still do I deduct that

[jonahduffy18]

I was attacked by another person and ambulance carried me to hospital and my insurance paid the 11000 bill except for the 375 can I deduct any of that

[xmasbaby0 · Accepted solution]

So sorry to hear that happened and hope you are okay.   If you are itemizing medical expenses, you can enter the part that you paid out of pocket---but not any amounts that were covered by insurance.

MEDICAL EXPENSES

The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2024—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.

To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses

2024 STANDARD DEDUCTION AMOUNTS

SINGLE $14,600    (65 or older/legally blind + $1950)

MARRIED FILING SEPARATELY            $14,600    (65 or older/legally blind + $1550)

MARRIED FILING JOINTLY $29,200    (65 or older/legally blind + $1550)

HEAD OF HOUSEHOLD $21,900    (65 or older/legally blind + $1950)