I used my mom’s bank account to set up a direct debit to pay the federal taxes I owe will that be a problem?

[TomK2023]

Probably, unless your name is on the account, too.

Most banks have fraud-prevention measures that won't allow a direct deposit into an account with a different name.

If you decide to enter someone else's account information anyway, chances are the bank will reject the IRS's direct-deposit request because the name on the refund (yours) doesn't match the account holder's.

The IRS will then have to re-process the refund, cut a check, and send it by mail. You'll (eventually) get your refund, but it'll take longer than it would have taken had you requested a check refund in the first place.

[VolvoGirl]

Should be the same for a payment.  Better keep checking the bank account.  If it doesn't come out by April 15 you should pay another way so it won't be late.  You can probably send in a check from her bank account.

Here is a blank 1040V payment voucher.  Write your ssn 1040V 2023 on both the front and back of the check.

https://www.irs.gov/pub/irs-pdf/f1040v.pdf

Or Pay the IRS directly at

Https://www.irs.gov/payments