I purchased my insurance through the company website, not Healthcare.gov. Should I have received a 1095-A form? I didn't receive one and do not know if I should have.

[racheladurs]

I purchased my health insurance directly from the provider. I made my first payment in December 2024, but the coverage itself did not start until January 2025. I didn't go through the insurance marketplace (Healthcare.gov) during the process, but I am getting a tax credit on the plan, so I'm uncertain if I need to be entering anything on my taxes. I never received a 1095 form, but wanted to double check in case I missed something.

[DoninGA]

If you purchased health insurance through private company provider you will not be receiving a Form 1095-A, so when asked if you have a 1095-A answer NO.