If she is not your dependent in 2020, she can file your own tax return to receive both stimulus payments as the Recovery Rebate credit. For completeness, she will report her social security benefits but they will not be taxable. She can e-file her return and it will be accepted.
In TurboTax Online, to claim the Recovery Rebate credit please do the following:
- Sign into your account and continue from where you left off
- Click on Federal in the left-hand column, then on Federal Review on the top of the screen
- On the next page titled Let's make sure you got the right stimulus amount, click on Continue
- Follow the interview
- TurboTax will determine whether you are entitled to any additional stimulus
- Any stimulus amount remaining due to you will show as a credit on line 30 of your form 1040.
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