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mteresamc
New Member

I am single now, thinking of getting married to a person that receives disability. Will this affect their income and would I be able to claim them as a dependent?

 
2 Replies
xmasbaby0
Level 15

I am single now, thinking of getting married to a person that receives disability. Will this affect their income and would I be able to claim them as a dependent?

A spouse can NEVER be claimed as a dependent.   Instead, you can file a joint tax return with your spouse.  

 

If you are legally married at the end of 2022 your filing choices are married filing jointly or married filing separately.

Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $25,900 (+$1400 for each spouse 65 or older)  You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit. 

 

If you choose to file married filing separately, both spouses have to file the same way—either you both itemize or you both use standard deduction. Your tax rate will be higher than on a joint return. Some of the special rules for filing separately include: you cannot get earned income credit, education credits, adoption credits, or deductions for student loan interest. A higher percent of your Social Security benefits may be taxable. Your limit for SALT (state and local taxes and sales tax) will be only $5000 per spouse. In many cases you will not be able to take the child and dependent care credit. The amount you can contribute to a retirement account will be affected. If you live in a community property state, you will be required to provide additional information regarding your spouse’s income. ( Community property states:  AZ, CA, ID, LA, NV, NM, TX, WA, WI)

 If  you are using online TurboTax to prepare your returns, you will need to prepare two separate returns and pay twice.

 

https://ttlc.intuit.com/questions/1894449-married-filing-jointly-vs-married-filing-separately

https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states

https://ttlc.intuit.com/questions/1894449-is-it-better-for-a-married-couple-to-file-jointly-or-separ...

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
Opus 17
Level 15

I am single now, thinking of getting married to a person that receives disability. Will this affect their income and would I be able to claim them as a dependent?

That depends on the type of disability payment. Disability insurance earned from working is almost never needs based. SSDI, or Social Security disability insurance, is based on a person’s work history and is not needs based. SSI, or supplemental security income, is needs based, and eligibility would be reviewed if a person’s financial situation changes.

*Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*
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