HSA excess contributions

[wctustin]

It is 4/12, I started in May. I don't have a policy, I only signed up for Part A. This is enough to prevent me from contributing any more to my HSA, but I am still on my company's HDHP.  But on the interview in step-by-step I check 4/12 months for having HDHP and 'none' for the other months. Yes, it is confusing to me. 

Thanks for the pointer to the HSA interview. I'm hoping I can put the $175 there (it is less than my premiums but is the extra I took out and I can say it was used on premiums). I'm hoping I can put 0 into the rollover box, since I didn't do a rollover.

I think I can get around the excess contribution problem by saying the excess goes to my wife's HSA. That seems to work and then it calculates the actual excess over the Medicare limit of 4 months correctly.

And again, it shouldn't create a 20% penalty since I turned 65.
Thanks again!

[WST2]

Hopefully this will post as wctustin...

FYI... The interview doesn't work on the 1099-SA that is 2-excess contributions, only the one that is 1-Normal distribution. I don't get the question on 2... about Did you spend your HSA money on medical expenses only.

I think I will just enter the extra 2153-1978 = 175 on Schedule 1, line z

[WST2]

I guess on this computer turbotax logs in (with the same credentials and password) to a different user. Sorry! Anyway...

I did find that even though the Step-by-Step/Interview process doesn't allow me to enter it, if I go to Forms and pull up that same 1099-SA, I can check the boxes:

HOWEVER, if I enter an amount on line C, TTax makes it red and treats it as an error. So, I don't think I can mix the normal distributions and the excess ones. 

I'm going to get done and enter it as Other income and be done with it. I don't mind paying the extra tax to get this done.

[BillM223]

OK, the government needs the money!