How can you ensure that you have the lowest return so that your take home pay is larger but your tax liability is fully covered?

[rjs]

Your tax return is the form you send to the government that shows your income and calculates your tax. The money the government sends back to you is your refund.

You can use the Tax Withholding Estimator on the IRS web site to figure out how to adjust your withholding to get the approximate refund amount that you want.