How can I go back and pay by debit card to avoid the 39.99 refund processing fee?

[CassandraLO]

As long as you haven't filed yet, you can change your refund method by following the instructions below:

1. Open your return in TurboTax.
2. Go to the File section in the left menu.
3. Next to Step 2: Your refund info select Revisit.
4. Choose your desired refund method and select Continue.

[KatrinaLO]

Once your e-filed return is in pending or accepted status, it's too late to remove Pay With My Refund. If you switch from e-filing to paper-filing (for example, your return keeps getting rejected), then any Pay With My Refund fee is automatically removed. Please see the TurboTax FAQ below for instructions on removing Pay With My Refund:

https://ttlc.intuit.com/replies/3301294