Do I even need to file federal taxes if our combined adjusted gross income is only 12,000 dollars?

ibapmaninpan · ‎January 22, 2024

We are both retired and did not have any W-2s.

CatinaT1 · ‎January 22, 2024

Probably not, but you can use this interactive IRS tool to confirm.

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rjs · ‎January 22, 2024

If you are married filing jointly and your total Adjusted Gross Income is $12,000 you probably do not have to file a tax return. However . . .

If you have $400 or more of self-employment income you are required to file a tax return.
If you got advance premium tax credit for health insurance from the Marketplace ("Obamacare") you are required to file a tax return, regardless of your income.
If you took money out of a Health Savings Account (HSA) or Medical Savings Account (MSA) you are required to file a tax return, regardless of your income.

You can use the interactive IRS tool at the link that CatinaT1 gave you to see if you have to file a tax return.

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