Can i enter a shared form 1095A with two of my children who are not dependents on my tax return?

[mcleon2313]

entering form 1095 shared between 4 people

[RobertG]

There is a question in Form 1095-A section of TurboTax with a box to check indicating that the policy was "shared by somebody who is not on my tax return". 

You and your children will both need to answer the allocation questions. You can allocate each month of the 1095-A differently if you choose.

Your children and you can choose the allocation, or you can claim 100% of the 1095-A.  

See the details at this section of the IRS Instructions for Form 8962 for detailed instructions.

[mcleon2313]

I can enter 1 but how do you enter 2?

[rabbitbaker]

I have this same question.  Turbo tax will not let me enter 2 children, only one.

[PattiF]

If you did NOT tell the Healthcare Marketplace (usually when they applied for health insurance) that the children were not going to be your dependents, they will NOT receive a 1095-A of your own.  

• You will need to use your 1095-A and enter it into the tax return.  On the screen after entering the 1095-A, you will check the box indicating that the policy was shared by somebody that is not on your tax return.  It will then prompt you with further questions to determine how much of it is "allocated" to you (even if it is 0%). Everyone would follow this same procedure.
• If there was Advance credit received (column C of the 1095-A), the parent will have the option to claim 100% of the 1095-A on their tax return, or to "allocate" part (or all) of it to you.  If you both agree, the allocation can be anywhere from 0% to 100%.  If you can not agree and Advance credit was received (column C on the 1095-A), then it is divided by the number of people on the insurance policy.  For example, if the insurance policy covers 4 people, each person is allocated 25%.

[rabbitbaker]

thank you, I cannot share with two children only one.  Turbo tax directs that I should call if I am sharing with more than one person, but I cannot get through to turbo tax.  I appreciate your help!

[MaryM428]

TurboTax does only let you enter one person.  But both of your children will need to enter the 1095-A on there returns exactly as it is on the form. 

The next page will say: Let us know if these situations apply to you

Check I shared this policy with another taxpayer who is not on my taxes

On the next page they will put your social security number.

You and your children need to agree on the percentage that each will use for Premium Percentage, SLCP Percentage, and PTC Percentage.  The only requiements are that you all must agree to the percentages and that the percentages together must add up to 100%.  You can use 100/0/0, 34,33,33, or any other combination that you both agree upon and that adds up to 100%.

As long as you include one other person and all the percentages equal to 100% you don't need to list everyone. Whoever is on the plan needs to come up with an idea of how they are going to divide the amounts before making any entries. The parent should reference one child and both children should reference the parent on their 1095-A entries.

@rabbitbaker

[paulinac9]

Would that mean that I enter my 20% and the "main" persons SSN and enter 60% since that is what we agreed on? (someone else is getting the remaining 20%)

Or do I enter it as I get 20% and they get 80% since I can only add 1 more person. They already filed their taxes in person but I do not want my mistake to affect them.

[Vanessa A]

You will only enter your percentage on your return.  So if you are only claiming 20%, you will only enter 20%.  When they reference your return with your SSN, then it will be matched up for all of you to total 100%.  

So if Joe claims 20%, Barb claims 40% and Bill claims 20%, they will all enter your SSN as the other person they share the policy with.  This will equal 100% when all 4 of your returns are added up. You do not need to enter their percentage, only yours. 

[sgreene2]

Turbo tax still give my Daughter and error requesting (recipients ssn) which is mine since on the form box 5.  we enter that but still a error and wont let her e-file.  Was on the phone with agent with no resolution.

Her only answer was I need to file first but,  I can only enter one person as a shared policy not the two.  So worried about filing without resolution.

[sgreene2]

Turbo tax still give my Daughter and error requesting (recipients SSN#) which is mine since on the form box 5.  we enter that but still a error and wont let her e-file.  Was on the phone with agent with no resolution.

Her only answer was I need to file first but,  I can only enter one person as a shared policy not the two.  So worried about filing without resolution.

maybe She is not filling out the 3 boxes of percentages correctly?  I paid for everything.

[SharonD007]

Yes, you can enter a shared Marketplace policy, but you can only enter one name.  Just include one name and make sure all of the percentages for  your premium, your SLCSP, and your advance payment adds up to 100% for everyone who shares the policy and enters it on their tax return 

The percentages that you should enter for your premium, your SLCSP, and your advance payment. It should be an amount that everyone agrees on. It could be 34/33/33, 100/0/0, or another amount. Make sure you are in agreement and that the percentages on all tax returns add up to 100% together. TurboTax will calculate the information that should be on your return based on your answers.

Review the example from the IRS website regarding Other Taxpayers Allocating Policy Amounts With Two or More Other Taxpayers for additional information (scroll down to the highlighted section).

To enter Form 1095-A refer to the TurboTax Help article Where do I enter my 1095-A?

Share this TurboTax article I'm on my parents' 1095-A form. What do I do on my return? so they can correctly enter the 1095-A.