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Can I deduct premiums I pay for short term and long term disability insurance?

My employer doesnt contribute to my short term and long term disability insurance, I pay the entire premium. Can I deduct that? Same situation with my vision insurance, I pay the entire premium.
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Shannon B1
Expert Alumni

Can I deduct premiums I pay for short term and long term disability insurance?

Disability income insurance premiums are usually not tax-deductible for individuals. The IRS considers these premiums a personal expense, similar to other types of individual insurance (e.g. car insurance, home insurance, etc.)

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