Can i claim my wife as a dependent, or does her mom need to, just because she paid health insurance. IRS is asking us to file 8962, but her mom has the 1095-A.

[DoninGA · Accepted solution]

Paying for someone's health insurance does not make them a dependent.

If you are legally married and living together you can only file as Married Filing Jointly or Marrried Filing Separately.  You can never claim a spouse as a dependent.  You should file as MFJ even if one spouse has little or no income.  You receive the highest standard deduction of $12,700 and you each receive a personal exemption of $4,050

[willytaxnoob]

Thank you!