no one will call you. here's list of things that can be done
items a), b) and c) and d) are crucial
a) Internal Revenue Service (IRS) 800-829-1040 and State Income tax Authority (if your state has a personal income tax)
Contact the IRS to report the theft. This will alert them to any claim for refund or other activity on your account. File IRS Form 14039 Identify Theft Affidavit. This form is included in Turbotax. If no one elsehas filed a return using your Social Security Number you won't be able to e-file. Call the state tax agency.
b) Credit Agencies
Report the identity theft to the fraud department of one of the following reporting agencies as soon as possible. They must notify the other two agencies.
- Equifax: equifax.com
- Experian: experian.com
- TransUnion: transunion.com
Request a copy of your credit report and request that only the last four digits of your Social Security number be placed on the report.
Close accounts that you think have been compromised or opened fraudulently.
Inform the credit bureaus and the credit issuers (in writing) of any fraudulent accounts and incorrect information.
5) Destroy old credit cards. Get new ones with new account numbers
6) Notify those who have received your credit report in the last six months to alert them to any disputed, fraudulent or incorrect information.
7) Confirm that an extended fraud alert (seven years) is placed on your credit report.
c) Local Police
1)Report the crime to your local police or sheriff’s department. Make
sure to provide as much documented evidence as possible.
2)Verify that the report lists the fraudulent accounts and keep a copy
of the report.
d) Fraudulent student loans.
1)Report the matter immediately by contacting both the U.S. Department of Education Office of Inspector General Hotline (1-800-647-8733 - if the loan was a federal one) and fill out the FTC’s IdentityTheft.gov report.
e) Other Agencies and Organizations
1) U.S. mail fraud: Contact your local postal inspector.
- Online: postalinspectors.uspis.gov
- Phone: 800.275.8777
2) Social Security number misuse — non-IRS issues:
-Check your earnings record to make sure no one is using your SSN to obtain work. Call your local Social Security Administration (SSA) office if something looks inaccurate.
-Contact the SSA Inspector General to report Social Security benefit fraud, employment fraud, or welfare fraud.
- Online reporting resources:
- socialsecurity.gov/oig
- Fraud Reporting Form
- SSA fraud hotline: 800.269.0271
