Based on your
question, it sounds like you are encountering this “lapse” in coverage in the
section where you enter information for your Health Savings Account (HSA). If so, keep reading. If not, please add some additional
information to your question.
The question on the page before you see that your spouse had
a “lapse” in coverage is causing the issue.
On the previous page you should see the question, “What
type of High Deductible Health Plan did [spouse] have on December 1, 2016?”. The choices are Family, Self only, or None.
If your spouse has been covered under your family plan, you
might think you should answer Family
to the question. However, the answer
should be None.
It is referring to what type of plan your spouse held in her
own name on December 1, 2016. If
she had her own separate HDHP on that date, then choose the type of plan that she
had. If instead she was covered under
the plan in your name, then you should choose None.
To go back to the section of your return to answer the
questions again, use the following steps:
-
On the top row of the
TurboTax online screen, click on Search (or for CD/downloaded TurboTax
locate the search box in the upper right corner)
-
This opens a box where you
can type in “hsa” (be sure to enter exactly as shown here) and click the
magnifying glass (or for CD/downloaded TurboTax, click Find)
-
The search results will
give you an option to “Jump to hsa”
-
Click on the blue “Jump
to hsa” link and edit your
information
