Backdoor ROTH IRA Conversion without 1099-R form

[Mpatel78]

For 2019 backdoor ROTH IRA conversion, I was little late and that transaction happened on Jan 3rd 2020. So, I don’t have 10990-R form.

How can I add backdoor ROTH IRA conversion?

I tried follow different steps from this forum, but it’s bit confusing when it’s asking me to add 1099-R form. Appreciate your help.

[macuser_22 · Accepted solution]

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@Mpatel78 wrote:

For 2019 backdoor ROTH IRA conversion, I was little late and that transaction happened on Jan 3rd 2020. So, I don’t have 10990-R form.

How can I add backdoor ROTH IRA conversion?

I tried follow different steps from this forum, but it’s bit confusing when it’s asking me to add 1099-R form. Appreciate your help.

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You will report it on your 2020 tax return next year.   If converted after Dec. 31, 2019 it is a 2020 conversion.   Be sure to report any 2019 nondeductible Traditional IRA contributions on a 2019 8606 form that you will need.

[Mpatel78]

Thanks for your reply.

As you suggested, I filed 8606 for nondeductible Traditional IRA.

On completion, there was a message that considering my adjusted gross income, I am not eligible for IRA. However, there is no other warning or message from TurboTax. I guess, that should be okay. right?

[macuser_22 · Accepted solution]

Right.  It should say that yiu cannot deduct the contribution so it becomes non-deductible on a 8606 form.

[lizzie hindmarsh]

I think the advice is wrong, you can still contribute to a back door roth and put it on your taxes before filing

[macuser_22]

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@lizzie hindmarsh wrote:

I think the advice is wrong, you can still contribute to a back door roth and put it on your taxes before filing

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The question and answers in this thread is about a *2019* tax return.   The question was asked a year ago.

[jasvar]

Quick question here. 

1. I don't have a 1099-R since I contributed non-deductible into Traditional IRA(And converted it after Dec 31 2020). Following the steps, I fill the 8606 form. 

2. For 2021, I will have 2 1099-R forms. One for 2020 and another for 2021(if I contribute for 2021 calendar year). Then how do I notify IRS of both 1099-R forms with the contribution reported in the previous year and the conversion mentioned the next year. I will have 1 contribution and 2 conversions for 2021 which seems odd.  Am I missing anything? 

Thanks again for your help!