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shereene-devine
New Member

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

Do I have to claim myself as an allowance ( entering 1 on line 5) on my W4? I'm worried about owing money at the end of the year. My husband works and makes much more money than I do, as I have a part time job at 10.25 an hour.  He however makes less than 65,000 a year.


Also should I check married or married, but with hold at higher single rate? What is the difference?

I am not claiming anything else just myself as an allowance if that is the logical thing to do.

7 Replies
SweetieJean
Level 15

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

Please keep your related questions in one thread.
Critter
Level 15

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

I highly recommend    married, but with hold at higher single rate  and ZERO allowances on line 5 since you are the lower wage earner and you don't want to owe.    If your spouse uses married and 2 allowances then he may need to reduce that to zero as well if you find you still don't have enough withheld. 

shereene-devine
New Member

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

My husband has 1 allowance and Married and we have always received a return prior to me working.
Critter
Level 15

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

That should be fine if you use my suggestion above.
Critter
Level 15

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

If you find the refund is too large then later you can add some allowances to your W-4 ... but always use the Single option.
shereene-devine
New Member

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

what is the difference between the two options of married or married but withhold .....?
Critter
Level 15

AskShould I claim 1 or 0 allowances on my w4? Should I check Married or Married, but withhold at higer rate?

Easiest way to answer that question is for you to look at the IRS Pub 15 .... charts start on page 43 ... find your pay period & the single or married charts then look accross the allowance columns ...
<a rel="nofollow" target="_blank" href="https://www.irs.gov/pub/irs-pdf/p15.pdf">https://www.irs.gov/pub/irs-pdf/p15.pdf</a>
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