$40for federal but why the extra $40 under “turbo tax fees”

[DoninGA]

You probably selected the optional pay with refund to pay the TurboTax account fees.  The service charge for this option is $40.

To remove the pay with refund fees see this TurboTax support FAQ - https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...