$119 for Federal $64 for State .....AND an extra $40 to pay these fees with my return?

[DoninGA]

See this TurboTax support FAQ for removing options on your account - https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/reduce-fees/L3Kp3...

The TurboTax Free online edition is for very simple tax returns that do not require any other form or schedule other than the Form 1040.  If your tax data requires entry on any other form or schedule then you must upgrade to the Deluxe edition or higher.

If you have not paid for the online edition you are using, have not filed your tax return or registered the Free edition, then you can clear your return and start over with a lower priced edition. Click on Tax Tools on the left side of the program screen while working on the 2024 online tax return. Click on Clear & Start Over.

[mesquitebean]

You also appear to be in a LIVE product, for which you pay extra.  At least that is what is showing underneath your question.    Are you using Live Deluxe?  The Live products include at-will help from a tax expert during return preparation and, if desired, a review of the return by an expert prior to filing.    The FAQ below tells how to remove it, if you don't want the Live feature.

Also the $40 fee is an optional service fee if you choose to pay your TurboTax fees out of the Federal refund.   You can avoid that extra fee by removing that option and paying upfront with credit/debit card.

FAQ:  How do I remove TurboTax Live?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-subscriptions/remove-turbotax-liv...