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Level 1
February 20, 2025
Question

1095A

  • February 20, 2025
  • 2 replies
  • 1 view

I'm insured under my husbands insurance do I need to file 1095A on my taxes

    2 replies

    Level 15
    February 20, 2025

    What exactly do you mean by "my husband's insurance?"   Did he get a marketplace insurance plan that you are included on ----or do mean that your spouse has a plan through his work that you are on?   A 1095A is only issued for having health insurance from healthcare.gov----aka "Obamacare" or "Affordable Care Act" insurance.

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    Level 15
    February 20, 2025

    Not necessarily. The person who social security number is listed on the top of the Form 1095-A needs to enter the Form 1095-A information on their tax return. If someone has a Form 1095-A and you are listed on it, they can just report the insurance payments that apply to them and then you would have to report the amount applicable to you on your tax return. However, they could report it all on their tax return and then you would not have to enter anything from the Form 1095-A on your tax return.

     

    If you mean that your husband has insurance that is not reported on a Form 1095-A, through their employer for instance, and you have insurance reported on a Form 1095-A, then you would need to enter the Form 1095-A information on your tax return.

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