!098 Mortgage interest refund in Box 4

I received a 2023 1098 with a 627.00 amount in Box 4. This mortgage was paid off in 2022 and originated in 2016. It states no year for the overpayment. I haven't itemized since 2017. I have no idea if I have to claim the income or not. Is there a limitation on how many years I have to go back?

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