Why doesn't Turbo Tax carry and deduct the unamortized points that are deductible in full in 2023 as shown on Mortgage Interest Worksheet to Schedule A line 8c?

[admill0906]

My 2 mortgages were purchased be a different lender June 1, 2023, allowing the existing points to be deductible in full in 2023. But Schedule A line 8c is blank. Why?

[zomboo]

Your situation is very confusing, please clarify. Do you have two new mortgages from different lenders used to purchase your main home 2023? Were one or more of your mortgages sold to a different lender in 2023? Are the points listed on the 1098 included on Schedule A line 8a instead of 8c?

[KrisD15]

Do you mean points were being amortized, and that loan was taken over by a different Lender?

If so, the points would continue to be amortized.

Had the loan been paid off, the remaining points would be claimed in full the year the loan was paid off. 

IRS Pub 936

@admill0906