When entering the points paid for the mortgage refinance, there is nothing noted on the 1098 form but I found something in the loan origination charges.

[gkmk97]

Do I enter the total amount shown for origination fees ( points and lender origination charges) or just the $ amount for the points themselves ?

[gkmk97]

In the  closing disclosure, under loan costs, there is a section labeled Loan Costs, Section a shows "Origination Charges" with a breakdown just below that show a line for" points" and a line for "Lender Origination Fee"  .  Do I use the $ amount for Origination Charges or just the $ amount shown on the line item for "points " ?

[MichaelL1]

Add both of these costs together for points paid.

[MichaelL1]

On a refinance you enter the dollar amount paid for the points (sometimes called Loan origination fees) in TurboTax.  

TurboTax will ask if this is a re-finance and then deduct these over the life of the loan. 

The loan fees are not deductible unless they are considered "points" or commonly called "loan origination fees." 

The fees for appraisal, paperwork recording etc. are not deductible, however can be added to the cost basis of your home.  That would increase the cost of the home should it be sold or rented at a later date. 

[lihui1756]

What about my loan is not a refinance loan?

There is origination charges in my closing disclosure document. But % of loan amount (points) is blank.

What should I enter in the "Dollar amount of points pad (origination fees)" box under "Deductions and Credits" section?

Should I put the total original charges dollar amount in the box?

[VictoriaD75]

The IRS considers Home Mortgage Points to be charges paid to take out a mortgage. They may include origination fees or discount points, and represent a percentage of your loan amount. To be tax-deductible in the same year they are paid, you have to meet the following four conditions.

1. The mortgage must have been used to buy or build your primary home.
2. The points paid were normally priced for the area.
3. You can prove that you or the seller paid the points.
4. The amount is shown on your closing disclosure or settlement statement.

Points charged for specific services, such as preparation costs for a mortgage note, appraisal fees, or notary fees aren't interest and can't be deducted. 

Enter the total dollar amount paid as points in the mortgage interest screens if they qualify.

[21experttaxwork]

What fees are considered loan origination fees on the loan disclosure form for a refinance?

[LeonardS]

Generally, loan origination fees are what the lender charges you for making the mortgage loan. The origination fee may include processing the application, underwriting and funding the loan, and other administrative services.

@21experttaxwork