What is the medical portion of my car insurance mean?

[xmasbaby0]

It provides coverage for injuries sustained in the event of an auto accident.   You do not enter anything at all about that on a tax return.

[BillM223]

The auto policy premium is not deductible on the federal return, but part of it may be deductible on a state return. By any chance are you in Michigan? If not what state are you in?

@tshimmons

[tshimmons]

Thank you

[tshimmons]

Thank you 

[bluedragon6471]

Where do I get this Number from on my Policy??

[bluedragon6471]

Where do I find this Number

[xmasbaby0]

@bluedragon6471 We cannot see your policy.   Read the policy or ask your insurance agent.

[J_Burgess]

I reside in Michigan and am trying to determine the amount I can deduct for my medical part on my automobile insurance with State Farm.  I am unclear as to how to interpret my renewal statement.  Thanks.

[zomboo]

Don't the following statements from Pub 502 allow you to deduct the portion of your auto insurance premium that is stated separately as medical care for you, your spouse, and your dependents (does not include medical care for others)?

Insurance Premiums (p. 8): If you have a policy that provides payments for other than medical care, you can include the premiums for the medical care part of the policy if the charge for the medical part is reasonable. The cost of the medical part must be separately stated in the insurance contract or given to you in a separate statement.

Insurance Premiums You Can't Include (p. 9): You can't include premiums you pay for the part of your car insurance that provides medical insurance coverage for all persons injured in or by your car because the part of the premium providing insurance for you, your spouse, and your dependents isn't stated separately from the part of the premium providing insurance for medical care for others.

@BillM223 @xmasbaby0 

[AmyC]

Yes, in MI automobile insurance is part of the Health Insurance Premiums and Total Household Resources to compute credits allowed on the MI tax return.

@J_Burgess 

@zomboo