What is the deadline to make a tax deductible contribution to my retirement plan for the 2022 tax year? 12/31/22 or 4/15/23?

[Cindy62707]

What if the Federal declared disaster event was June 29th ?  2022 tax filing was previously amended (by 4/15/23) to extend to 10/15/23.  Does that mean (1) that I can have until 10/31/23 to file without a penalty?  and (2) can I still make an IRA deduction by 1/16 or 10/31 to help off set self employed income?

[Cindy62707]

did not mean to use the word "AMENDED" above.  Meant to say "EXTENDED" OR EXTENSION WAS FILE BY 4/15/23

[Cindy62707]

also a typo in last part of question.  Can I still make an IRA contribution by 10/16 or 10/31 if I am in a Federal disaster area from a June 29th event?  Geesh, can you tell I'm tired of working on these taxes!  

[DoninGA]

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@Cindy62707 wrote:

What if the Federal declared disaster event was June 29th ?  2022 tax filing was previously amended (by 4/15/23) to extend to 10/15/23.  Does that mean (1) that I can have until 10/31/23 to file without a penalty?  and (2) can I still make an IRA deduction by 1/16 or 10/31 to help off set self employed income?

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If you are referring to a June 29, 2023 federally declared disaster in Illinois, then the IRS allows the 2022 tax return to be filed up through October 31, 2023.  It does not allow a 2022 IRA contribution payment to be extended.  The IRA contribution for 2022 still had to be made on or before April 17, 2023.

Go to this IRS website for information - https://www.irs.gov/newsroom/irs-announces-tax-relief-for-victims-of-severe-storms-and-flooding-in-p...

[Gootis]

That's wonderful DoninGA!!!  Have a good day!

[Cindy62707]

Bummer but clear cut answer.  Thank you.