Two 1098s 1st and 2nd mortgage

[MGKG17]

I have two 1098s, one from primary mortgage, and one from a smaller second mortgage loan. Two different lenders. I've entered both through EasyStep and correct total shows, but it then only shows amount for first 1098 on Schedule A and on 1040. Why is this? It has used full amount in previous years. Can I correct it?

[ToddL99]

Mortgage interest is only deductible if the proceeds were used to  buy, build or substantially improve your residence.

If you did not check that box  in the interview for the second, smaller mortgage  it would not show as deductible on your return.

If this was entered incorrectly, go back in the Mortgage Interest interview and Review/Edit the entry to correct.

"You can only deduct the portion of the loan or line of credit you used to buy, build, or substantially improve the home that is used to secure the loan or line of credit. This requirement began with tax year 2018 and extends through 2025. If you’ve ever used part of this loan to pay for things other than this home, you cannot deduct the interest from that amount of the loan, even if the transaction didn’t take place this year."

See Can I deduct interest on a home equity loan or a HELOC? and Can I deduct my mortgage?

[MGKG17]

Thank you - that did clarify.