Open TurboTax

Why sign in to the Community?

  • Submit a question
  • Check your notifications
or and start working on your taxes
Announcements
Your taxes, your way. Get expert help or do it yourself. >> Get started
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

cancel
Showing results for 
Search instead for 
Did you mean: 
dougacomb
New Member

Turbotax is asking me about HDHP and insisting that I fill in a block about whether it was for me or my wife. Neither of us had a HDHP policy. How do I skip over this?

 
1 Reply
BMcCalpin
Level 13

Turbotax is asking me about HDHP and insisting that I fill in a block about whether it was for me or my wife. Neither of us had a HDHP policy. How do I skip over this?

Are you referring to the "lapse in coverage" message that you immediately see after the question "What type of HDHP coverage did you have on December 1, 2017?"

This is a poorly worded question that really wants to know if you took advantage of the last-month rule in 2017. This lapse message happens either to taxpayers who don't have an HSA and didn't realize that this question didn't apply to them (so answer "None"), or had HDHP coverage but no personal HSA, so never had the chance to tell TurboTax in the interview that they had HDHP coverage in 2018 (only the taxpayer who has an HSA answers those questions).

If the taxpayer who got this message does not have an HSA (even if he/she has HDHP coverage), then read the following:

So for each of you who does not have an HSA:

  • if you (or your spouse) were covered under an HDHP for every month in 2017 or
  • if you (or your spouse) were covered under an HDHP in every month of 2018 or
  • if you (or your spouse) made no HSA contributions in 2017 at all or
  • if you (or your spouse) never had in 2017 or 2018 any HDHP coverage

then you (whichever of you) should enter "None" for the 12/1/2017 answer even if you were covered, because this last-month question doesn't apply to you.

***NOTE***
It may happen that even though you now know the right answer, TurboTax may give you errors in the federal review about form 8889 (which you don't need since you did not have an HDHP policy.

To clear all HSA data so you can e-file, please do the following:

1. make a copy of your W-2(s) (if you don't have the paper copies)

2. delete your W-2(s) (use the garbage can icon next to the W-2(s) on the Income screen

*** Desktop***

3. go to View (at the top), choose Forms, and select the desired form. Note the Delete Form button at the bottom of the screen.

*** Online ***

3. go to Tax Tools (on the left), and navigate to Tools->Delete a form

4. delete form(s) 1099-SA (if one), 8889-T, and 8889-S (if one)

5. go back and re-add your W-2(s), preferably adding them manually

6. continue with your return

About Community

Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement.

3.49m
Members

2.62m
Discussions

Manage cookies
v