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Should i choose "this loan is neither of these things? My current mortgage is the same one since 2015 but in 2015 it was a refinance

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Should i choose "this loan is neither of these things? My current mortgage is the same one since 2015 but in 2015 it was a refinance

Yes, it is asking about this year. Since it is not a refinance in 2024, the loan would be neither of those things.

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