Regular Roth Contributions being coded as Excess!

[christine1]

Hello!   Filing Head of Household. Earned Income was $67,777.00.

On the IRA Contribution Worksheet, I list my (Roth) Ira contributions, line 19 as $7800.  It's my regular contribution.  The remaining $200 went into an IRA. 
For the record, I did about $20K in Roth Conversions in 2025. 

$7800 is populating correctly down to line 27, Total Roth Contributions = $7800.

However, moving down to line 30, it's listing this contribution as excess.  
On the Roth Contribution Limit Worksheet, it doesn't populate at all.  
On the IRA Deduction Worksheet, the $7800 is listed as my contribution.

Does that IRA/Roth conversion inflate my income enough that I don't qualify for Roth contributions?  It's causing $468 in taxes.  I can still take it back, but I'd prefer not to. 

What am I doing wrong to cause my contributions to be switched to Excess? 
Thanks

[DanaB27]

It would be helpful to have a TurboTax ".tax2025" file that is experiencing this issue. You can send us a “diagnostic” file that has your “numbers” but not your personal information. If you would like to do this, here are the instructions for TurboTax Online: 

1. From the left menu select Tax Tools. 
2. Then select Tools below Tax Tools. 
3. A window will pop up which says Tools Center.  
4. On this screen, select Share my file with Agent. 
5. You will see a message explaining what the diagnostic copy is. Click okay through this screen and then you will get a Token number. 
6. Reply to this thread with your Token number and add @DanaB27 . This will allow us to open a copy of your return without seeing any personal information.  

The instructions for TurboTax Download: 

1. On your menu bar at the very top, click "Online"
2. Select "Send Tax File to Agent"  
3. Click "Send"
4. The pop-up will have a token number
5. Reply to this thread with your Token number and add @DanaB27 . This will allow us to open a copy of your return without seeing any personal information.  

We will then be able to see exactly what you are seeing and we can determine what exactly is going on in your return and provide you with a resolution.

[christine1]

Thank you.

206839398-97907592 (restored) 
@DanaB27

[DanaB27]

Thank you, I reviewed your return and was able to see the Roth IRA Contribution Limit Worksheet (in TurboTax Desktop Forms you see it towards the end of the federal forms under "Roth IRA"). 

Your Modified Adjusted Gross Income (MAGI) was over the limit and therefore you cannot make a Roth IRA contribution. Please see Worksheet 2-1. Modified Adjusted Gross Income for Roth IRA Purposes for additional information how your MAGI for Roth IRA purposes was calculated.

Please see What if I made an excess Roth IRA contribution for options how to fix this excess contribution. If you decide to remove the excess contribution please make sure you request with your financial institution to withdraw the excess contribution plus earnings to ensure your Form 1099-R has the correct codes.

[christine1]

Thank you for taking a look.  
I'm still working on the capital gains from selling a rental property. 
The moment I sent my file off to you, it occurred to me that inflated my income badly. 

I appreciate it!
Christine