I live in Florida and sustained damage from Hurricane Ian. Can I write off what my insurance would not cover? Where do I go on TurboTax to find this.

[susie4life]

Is there a limit of the dollar amount I can write off?  My house was livable, but I had to pay to get the pool cage repaired and screens.  Florida is a state that I do not do state taxes.  

[Anonymous_]

Personal use property?

You cannot deduct repairs if that is the case, but you may have a casualty loss.

See https://www.irs.gov/instructions/i4684#en_US_2022_publink12998zd0e53

[Vanessa A · Accepted solution]

In order to claim a credit for the damage sustained from Hurricane Ian, you would need to Itemize your return instead of taking the standard deduction. 

In the deductions and credits section you would scroll down to Other Deductions and Credits, then click Start next to Casualties and Thefts.  You will walk through the questions entering information about your loss.

If your loss from Hurricane Ian and other Itemized Deductions, such as mortgage interest and medical expenses in excess of 7.5% of your AGI are greater than your standard deduction and you have taxable income, you may see a decrease in your tax liability.  If you already have $0 in tax liability, you will not see a difference in your refund as this is a deduction from income and not a refundable credit.