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Actually the best option is to use the fully functional 2019 downloaded program.
Second choice would be the 2020 download that is not fully functional.
Third choice ... http://turbotax.intuit.com/tax-tools/calculators/taxcaster
I agree with Critter's three choices, but be aware the first 2 are are based on 2019 rules.
I don't know of a fully functional program that uses 2020 rules. The first version TurboTax 2020 is usually available in late November or early December. I've seen both Nov. 28 and Dec 4 estimates.
The What If tool lets you choose the 2020 tax rules ...
If you want to play around with different figures and tax scenarios without affecting your original return you can ….
@gators70 wrote:
how much more I need to contribute to charity to reduce my AGI this year.
Generally, charitable contributions do NOT reduce AGI. If you itemize, they may reduce your "taxable income", but they don't reduce AGI.
For this year only, you can deduct up to $300 of cash (or credit or check) charitable contributions that WILL reduce AGI. But that is limited to $300. Any charitable contributions above that only reduce "taxable income" (and only if you itemize); they won't reduce AGI.
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