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Level 2
January 28, 2020
Question

Tax Year Prior to 2020: 1099-G State Refund

  • January 28, 2020
  • 1 reply
  • 0 views

I did my taxes a bit too early (first time on my own!) and I just received a 1099-G in the mail for last year’s state tax refund. I did not put that into Credit Karma when I did my taxes. My mom says that I have always taken the standard deduction because I have been a student up until this year and I have never made very much money. Do I need to amend my tax return since I didn’t put the 1099-G state refund amount into Credit Karma? Or would it have cancelled it out anyway because I took the standard deduction?

1 reply

DawnC
Level 15
January 28, 2020

In your situation, it is not taxable.  Keep it with your records.  If all three of the following are true, your state refund counts as taxable income:

  • You itemized deductions last year, instead of taking the standard deduction
  • You claimed state and local income taxes (not general sales taxes)
  • Claiming the deduction helped you increase your federal refund or lower your tax bill
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jsloss24Author
Level 2
January 29, 2020

Okay, great. So just to make sure, I do NOT have to amend my return?

Level 15
January 29, 2020

If you always took the standard deduction, you don't have to report your state refund and you do not need to amend. 

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