Re: 1098 -- mortgage refinance or original loan?

1098 -- mortgage refinance or original loan?

I refinanced in 2020, and in 2024 the company sold my mortgage to a new company. So, would BOTH loans be considered refinanced, or would I mark "original loan" for the new company?

posted

Yes, both loans would be considered refinanced. The original loan was only original BEFORE you refinanced it in 2020. From here on out, regardless of who sells the loan and which company buys the loan it is still a refinanced loan.

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