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You should use both forms. If I'm understanding you correctly - the substitute 1098 represents your old mortgage company (reporting your interest up to the date the loan was sold) and the 2nd 1098 form represents the new bank (reporting interest from the date the mortgage was sold).
Please comment if that's not the case.
You should use both forms. If I'm understanding you correctly - the substitute 1098 represents your old mortgage company (reporting your interest up to the date the loan was sold) and the 2nd 1098 form represents the new bank (reporting interest from the date the mortgage was sold).
Please comment if that's not the case.
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