HSA Family Plan Question

[km8644]

I have HDHP Family coverage for my husband and myself.  We are both over 55.  This allows us $7000 plus an extra $1000/each for contribution.

We put $8000 into my HSA - $7000 family plus $1000 for over 55; $1000 into my husband's HSA for 55 catch-up.

Does the $7000 family contribution need to be spread between our two accounts?  Wondering if I need to do an excess contribution and rebalance?

[Opus 17 · Accepted solution]

You are fine.  The $7000 can be split any way you want; the $1000 catch up is individual to each person.