I have HDHP Family coverage for my husband and myself. We are both over 55. This allows us $7000 plus an extra $1000/each for contribution.
We put $8000 into my HSA - $7000 family plus $1000 for over 55; $1000 into my husband's HSA for 55 catch-up.
Does the $7000 family contribution need to be spread between our two accounts? Wondering if I need to do an excess contribution and rebalance?
